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SPECIAL OFFERS
Argos.co.uk Latest offers and Special Price Drops!  13 Months 0% Balance Transfer - RBS Credit Card
View latest: 3d 7d 20d
The Best Credit Card Deals- Updated Feb 2006
No new posts 0% & Low for life Balance Transfer Credit Cards
Credit Cards that primarily offer a 0% introductory period ranging from 6 to 12 months, and Low for life time.
No new posts Cash-back Credit Cards
Credit Cards that primarily that give cashback on purchases, the higher the better ranging from 0.25% to 1%
No new posts 0% on Spending Credit Cards
Credit Cards that give an introductory 0% offer on Spending, periods range from 6 - 12 months.
No new posts Lowest Standard Rate Credit Cards
Credit Cards with low Standard variable rate interest charges
No new posts Poor Credit History & Special Credit Cards
Credit cards for people with poor or lack of credit histories, business and other special cards
No new posts Using your Credit Card Abroad
Credit cards for using abroad - lower exchange rate conversation charges.
No new posts Check your credit ratings
Useful low cost or even free credit rating and scorign checking services.
 

0% Balance Transfer Credit Cards
1
Halifax One Credit Card

0% Balance Transfer Period

12 Months

0% Applied to Spending

12 Months

Cashback on Purchases

0.25%

Balance Transfer Charges

None

Purchases typical variable rate

12.9%

Minimum monthly repayment

2% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

7

Comments & Tips

Use for spending, also can balance transfer which carries a 2% balance transfer fee.
2
NatWest Platinum Card

0% Balance Transfer Period

9 Months

0% Applied to Spending

9 Months

Cashback on Purchases

N/A

Balance Transfer Charges

2% (max £49) - Outside first 3 months

Purchases typical variable rate

16.9%

Minimum monthly repayment

2% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

7

Comments & Tips

Use for balance transfers only or Spending. Give your target balance transfer card at account opening to avoid the fee. The card requires a salary of £25k+, Additional benefits are airmiles.
3
RBS Credit Card

0% Balance Transfer Period

9 Months

0% Applied to Spending

9 Months

Cashback on Purchases

N/A

Balance Transfer Charges

None if you hold a current accounts, else its 2%

Purchases typical variable rate

13.9%

Minimum monthly repayment

2.25% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

7

Comments & Tips

Use for balance transfers only. You can move the balances to your new card and pay no interest on them for the first nine months. This service is free to existing RBS current accountholders (Non current accountholders 2%. Min £5, Max £49)
4
Accucard Credit Card

0% Balance Transfer Period

6 Months

0% Applied to Spending

None - (50 days normal purchase interest free period )

Cashback on Purchases

0.5%

Balance Transfer Charges

None in the first six weeks after account opening

Purchases typical variable rate

13.9%

Minimum monthly repayment

2% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

5

Comments & Tips

Use for balance transfers only.
 

 
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Cashback Credit Cards
 

0% on Spending Credit Cards
1
Halifax One Credit Card

0% Balance Transfer Period

12 Months

0% Applied to Spending

12 Months

Cashback on Purchases

0.25%

Balance Transfer Charges

None

Purchases typical variable rate

12.9%

Minimum monthly repayment

2% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

7

Comments & Tips

Use for spending, also can balance transfer with a charge of 2% at anytime during the 0% period.
2
RBS Credit Card

0% Balance Transfer Period

9 Months

0% Applied to Spending

9 Months

Cashback on Purchases

N/A

Balance Transfer Charges

None if you hold a current accounts, else its 2%

Purchases typical variable rate

13.9%

Minimum monthly repayment

2.25% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

7

Comments & Tips

Use for balance transfers only. You can move the balances to your new card and pay no interest on them for the first nine months. This service is free to existing RBS current accountholders (Non current accountholders 2%. Min £5, Max £49)
3
Morgan Stanley Platinum Card

0% Balance Transfer Period

5.9% until 1st of Jan 2006 for the life of transfers

0% Applied to Spending

6 Months

Cashback on Purchases

1% on 1st £2000, 0.5% over £2k - 2% BONUS until 1st Jan 06

Balance Transfer Charges

None in the first six weeks after account opening

Purchases typical variable rate

17.9%

Minimum monthly repayment

2.5% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

6

Comments & Tips

This is an excellant card to use both for spending. Balance transfers for life at 5.9%, coupled with a high 1% cashback on the 1st £2k.
 

Lowest Standard Rate Credit Cards
1
Capital One No Hassel Platinum Master Card

0% Balance Transfer Period

None

0% Applied to Spending

(54 days normal purchase interest free period )

Cashback on Purchases

None

Balance Transfer Charges

N/A

Purchases typical variable rate

6.94%

Minimum monthly repayment

3% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

6

Comments & Tips

This card is ideal for those that are not interested in switching cards to get 0% offers on spending etc. But just want a permenantly low interest rate card. Warning - The rate for cashwithdrawls is 20%
 

Poor Credit History Credit Cards
1
Capital One Classic Card

0% Balance Transfer Period

None

0% Applied to Spending

(54 days normal purchase interest free period )

Cashback on Purchases

None

Balance Transfer Charges

N/A

Purchases typical variable rate

29.9%

Minimum monthly repayment

5% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

1 - Minimum £200 - max £2,500

Comments & Tips

Good for those with lack of credit history or bad history. Also they may request a security deposit of between £49 and £200 if they can only offer you the secured version. And the card is not available to bankrupts.
2
American Express Small Business Card

0% Balance Transfer Period

None

0% Applied to Spending

(39 days normal purchase interest free period )

Cashback on Purchases

None

Balance Transfer Charges

N/A

Purchases typical variable rate

Depends on applicant status

Minimum monthly repayment

3% of outstanding balance

Credit Limit Rating (1 - low, 10 - High)

6

Comments & Tips

An ideal card for small businesses, also provides discounts on everyday business purchases, , 2.73% charge on foreign exchange transactions.
 

 
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Check your credit ratings
1
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