| |
Major Site Upgrade in Progress |
 |
|
 |
|
moveon
Stranger
Joined: 11 Apr 2007
Posts: 1
Cash Points ££ 78.22
|
|
|
 |
|
 |
|
 Posted: Wed Apr 11, 2007 11:27 am Post subject: Home information packs |
 |
|
|
 |
|
 |
|
|
|
|
Home information packs you can do them yourselves or we can do them for you.
If you want to compile your own home information pack see our help guide and documents.
The required documents are:
Home Information Pack index
Energy Performance Certificate
Sale statement
Evidence of title
Local and drainage-&-water searches
Additional information for leasehold and commonhold sales, where appropriate.
The authorised documents include:
Home use/contents forms
You do not need a home condition report, do not be overcharged by estate agents or others in to getting one...
Talking of estate agents, make sure if you use one that your contract with them is on, Sole agency, this means that your estate agents are entitled to commission ONLY if they introduce your buyer and bring about the sale of your property.
We have a contract you can use here http://homemove.wordpress.com/selling-your-home/
Mortgage lenders will not accept a home condition report, they will insist on there own survey, so avoid the expense
We can do this for you for £380 or you can do it yourself.
But do net let Estate agents do it for you...The can charge in excess of £1200..
Some documents are compulsory and others optional – Guidance on how to get different items is below.
Home information pack
Compulsory (‘required’) documents
An index is a list of the Pack’s contents. An index form can be downloaded here.
A sale statement summarises the terms of sale. A sale statement can be downloaded here.
If your home is registered, evidence of title is provided by the official copies of the register and title plan, which can be obtained from the appropriate Land Registry office.
A fee is payable £3.00, and such copies are acceptable as evidence in the courts.
Alternatively, plain copies can be found on the Land Registry website.
If your home isn’t registered, you’ll need to supply an official result of a search of the index map (SIM) confirming this. This can be obtained from the appropriate Land Registry office.
The result should be accompanied by whatever the documents you are relying on to show that you have title to the property – and therefore the right to sell it. For more information, visit the Land Registry.
A local search can be requested from the Local Land Charges department of the Local Authority that your property is in.
A drainage and water search can be requested from your water supplier.
An Energy Performance Certificate (compulsory)
|
|
|
|
|
|
|
 |
Online Finance Tools & Calculators |
 |
| Credit Score Calculator |
Easy to use online Credit Scoring tool - Calculate your credit score now online for FREE ! using the Moneyforums.co.uk credit scoring tool. Also TEN Tips on improving and mainting a good credit rating ! |
|
| Quick Health Calculator |
Easy to use quick health calculator to help you get started on the path to fitness. Calculates your body mass index (BMI). |
|
| "When will I die ?" Calculator |
Calculate when will you die based on your current life style and then more importantly what you can do about extending your lifespan ! |
|
| Mortgage Calculator |
Easy to use online Mortgage calculator tool - Calculate how long it will take to pay off your mortgage and what your monthly repayments will be as well as interest charged per month per each year. |
|
| Savings Calculator |
Use the flexible savings calculator to estimate the amount of interest you would earn given a level of monthly savings, with many optional settings. |
|
| UK Tax Calculator |
Check your tax and NI liability using this easy to use online tool. Outputs, Tax, Ni, Net pay and gross pay on an annual, monthly and weekly basis, also estimates your tax burden and the number of days a year you work for the tax man ! Plus lots of tax saving tips. |
|
|
 |
|
 |
|
Money
Forums Guides |
|
| Credit
Card Stoozing |
The
following guide explains the basics of credit
card stoozing in a step by step basis. |
|
| Discount
Vouchers |
Online
discount vouchers giving upto
50% off in stores such as Dixons,
Tesco, Avon, Currys, Boden and more. Many
of the vouchers are time limited - So check
back regularly |
|
| Money
Saving Guide |
Guide
to saving money on household bills & personal
finances - Start saving thousands of £'s
every year TODAY ! |
|
| Savings
Tree |
A
guide to Savings Accounts, from Cash ISA's to
Regular Savers to Premium Bonds, all explained
in an easy to understand manner. |
|
|
Users
Groups | Profile
| Messages
| FAQ | Sponsers
& Links | Member
list | Recommend this site | Top Money Saving Sitee
© 2004 - 2007 Moneyforums.co.uk / Market Oracle Ltd - Asserts copyright on all topics & posts made on this site. Moneyforums are open forums, and thus posts are NOT endorsed by Moneyforums.co.uk / Market Oracle Ltd . Any and all information provided within the Website is for general information purposes only and nor is or shall be deemed to constitute, financial or other advice. We recommend that independent professional advice is obtained before you purchase any product and/or service. All tools and guides are provided as is for general information purposes only.
|
|
|
