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Neo
Saving Enthusiast
Joined: 24 Oct 2004
Posts: 147
Cash Points ££ 595.04
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 Posted: Sat Dec 11, 2004 2:18 pm Post subject: Halifax end of 0% and their 3.9% offer |
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My 9months 0% ended on the halifax one card a few days ago.
And as per the letter I got in early Nov 04, that I had to do nothing, and thta my rate on the balance transfer would be 3.9%, after the 0% ends. I let the debt sit there instead of paying it off.
Now I see my first online statement and it shows an APR rated interest charge of 12% instead of 3.9%
Now I call them, and first I get shuffled from person to person, and with the odd comments, that they can't work out the interest on my account, so I have to explain interest due / divided by debt balance X 12 = APR of 12.9%
Anyway they say to leave it till the date the actual amoutn is due and they are sure it will be amended by then to the 3.9% offer.
Is this what has happened to others with the Halifax One card ? Or are they feedign me a line........ |
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sonia
Newbie
Joined: 21 Oct 2004
Posts: 19
Cash Points ££ 65.00
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| Posted: Fri Jan 07, 2005 4:54 am Post subject: |
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Deemy, how did it go ?
What rate did they end up charging ? |
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Neo
Saving Enthusiast
Joined: 24 Oct 2004
Posts: 147
Cash Points ££ 595.04
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| Posted: Thu Jan 13, 2005 4:43 am Post subject: |
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At last they updated my statement
Everything is fine, they did apply the correct interest rate i.e. APR 3.9% - So I am fixed at 3.9% for life !
GREAT ! That still gives me a 1% profit 
Also helps cash-flow.... |
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