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roysten Stranger
Joined: 19 Feb 2006 Posts: 7
Cash Points ££ 219.40
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Posted: Sat Jun 03, 2006 10:28 pm Post subject: Halifax 4 year fixed isa 5.2% |
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What do people think about the halifax 4 year fixed ISa at 5.2% ?
Is it a good one to take on for 4 years ? |
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Flash Stranger
Joined: 06 Feb 2005 Posts: 8
Cash Points ££ 140.80
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Posted: Fri Jun 09, 2006 1:33 am Post subject: |
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| Since interest rates are expected to rise, perhaps 4 years is too long to fix ? |
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redrose Beginning Saver

Joined: 04 Apr 2005 Posts: 33
Cash Points ££ 544.14
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Posted: Sat Jun 10, 2006 1:30 pm Post subject: |
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| Flash, they did rise, about 7 central banks raised their rates late last week including europe, its only a question of time before the UK follows suit. 4 years at 5.2% is not good, you best wait a while and get a much better rate on a 4 year deal ! |
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Phillipa Veteran Investor


Joined: 05 Feb 2005 Posts: 419
Cash Points ££ 3383.78
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Posted: Fri Jun 16, 2006 4:38 pm Post subject: |
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| The latest inflation report showed a jump from 2% to 2.2% which implies interest rates WILL rise this year ! |
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Sarah Money Manager


Joined: 16 Jul 2004 Posts: 831
Cash Points ££ 12024.38
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Posted: Mon Jun 19, 2006 7:08 pm Post subject: |
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| Hisotrically UK interest rates tend to be higher than those in the US, with the US now at 5.25%, and ours at 4.5% I think its only a question of time before they rise to above those in the USA. |
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Phillipa Veteran Investor


Joined: 05 Feb 2005 Posts: 419
Cash Points ££ 3383.78
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Posted: Wed Nov 15, 2006 4:17 am Post subject: |
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2 interest rates later
The halifax is now fixing its ISA for 4 years at 5.3% ????
This is ridiculous, interest rates have gone up .5% but the halifax rate has only gone up 0.1% !!! |
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Lucky Newbie

Joined: 13 May 2006 Posts: 22
Cash Points ££ 512.86
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Posted: Sun Nov 19, 2006 1:31 am Post subject: |
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I understood it as a 5 year fixed account ? I presume it means you can have 4 year if you want to ?
Also theres another post that says it was once 5.8% when interest rates were 4.7% so 5.3% with interest rates at 5% is crap. |
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