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Major Site Upgrade in Progress |
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kreampie
Beginning Saver
Joined: 27 Feb 2006
Posts: 27
Cash Points ££ 293.00
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 Posted: Fri May 05, 2006 2:31 am Post subject: National Savings Direct ISA 5.30% (updated) |
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I was lookign at my premium bonds for May and noticed that they are doing a 2 year ISA with a 0.55% bonus so 5.05%
I have copied the details below -
At a glance
A great tax-free rate of 5.05% AER (variable)
Investing your money in a cash ISA allows you to save up to £3,000 a year without paying any UK Income Tax on the interest you earn. With a Direct ISA from NS&I, you’ll also benefit from a highly competitive rate of interest and the convenience of managing your account by phone and online.
Why choose this product? If you want to earn our highest tax-free rate and are happy to manage your account by phone and online
Who can invest? UK residents aged 16 or over
Minimum opening deposit £1,000
Minimum further deposit £250 (£100 by standing order)
Maximum £3,000 in total per tax year
Interest Variable
Tax status Tax-free
http://www.nsandi.com/products/disa/index.jsp
Note - Aug 06 - Rate increased to 5.30% ! |
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Deborah
Veteran Investor
Joined: 12 Jul 2004
Posts: 418
Cash Points ££ 1730.36
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| Posted: Tue May 16, 2006 1:28 am Post subject: |
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I agree, this is one of the best isa's available at this point in time !
I think people will be well adviced to open the account ASAP whilst it is still available as I think it will be withdrawn sooner rather than later. |
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birdie
Newbie
Joined: 04 Apr 2005
Posts: 15
Cash Points ££ 197.56
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| Posted: Wed May 17, 2006 3:22 pm Post subject: |
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I applied for the account over 2 weeks ago and have not recived anything yet  |
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Sandra
Newbie
Joined: 06 Feb 2005
Posts: 15
Cash Points ££ 192.88
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| Posted: Thu May 18, 2006 1:13 am Post subject: |
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| birdie wrote: | | I applied for the account over 2 weeks ago and have not recived anything yet |
i applied last night and used my debit card, I note that they have requested the money straightaway i.e. its not available for withdrawl
Why not give them a call and give them the referance number ? |
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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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| Posted: Thu May 18, 2006 1:35 am Post subject: |
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| birdie wrote: | | I applied for the account over 2 weeks ago and have not recived anything yet |
Did you get an email from them confirming the application. When I applied online I got an immediate email confirming my application. |
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newsaver
Newbie
Joined: 28 Feb 2005
Posts: 12
Cash Points ££ 202.10
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| Posted: Fri May 19, 2006 5:02 am Post subject: |
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I just did the online application and checking my account, yes they have taken the £1000 initial deposit.  |
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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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| Posted: Tue May 23, 2006 5:55 am Post subject: |
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| newsaver wrote: | | I just did the online application and checking my account, yes they have taken the £1000 initial deposit. |
It also took about 7 days for the paperwork to arrive requesting a signature only in my case  |
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housebuyer
Money Saver
Joined: 02 May 2005
Posts: 81
Cash Points ££ 2815.22
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| Posted: Fri May 26, 2006 1:18 am Post subject: |
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It has been over 1 week since i applied, nto recieved anything yet  |
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Sami
Beginning Saver
Joined: 17 Apr 2006
Posts: 39
Cash Points ££ 795.66
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| Posted: Fri Jun 02, 2006 11:27 pm Post subject: |
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| No problems here got my letter in about a week and then about 2 weeks after posting get a statement of account opening. |
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Lorna
Newbie
Joined: 16 Mar 2005
Posts: 14
Cash Points ££ 220.84
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| Posted: Wed Jun 07, 2006 12:23 am Post subject: |
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has it been withdrawn ?
I can't find it on their website |
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Joanne
Stranger
Joined: 26 Jan 2005
Posts: 8
Cash Points ££ 108.28
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| Posted: Thu Jun 08, 2006 4:21 pm Post subject: |
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ladybug
Newbie
Joined: 04 Jun 2006
Posts: 12
Cash Points ££ 245.66
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| Posted: Mon Jun 19, 2006 4:48 am Post subject: |
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Sami
Beginning Saver
Joined: 17 Apr 2006
Posts: 39
Cash Points ££ 795.66
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| Posted: Thu Jun 22, 2006 1:32 am Post subject: |
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housebuyer
Money Saver
Joined: 02 May 2005
Posts: 81
Cash Points ££ 2815.22
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| Posted: Mon Jul 10, 2006 12:05 am Post subject: |
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| Just to update you guys, I got my paper work about 2 weeks after I posted sent off the form to sign and got my certificate about 5 days later.. so alls fine |
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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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