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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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 Posted: Thu Nov 02, 2006 11:18 am Post subject: Derbyshire 1 year 5.6% Fixed Year Bond |
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Derbyshire has joined other building societies by increasing their fixed rate bond rates to above 5.6%
The current offering is 1 year fixed at 5.6%, and 2 years at 5.55%
Key Features -
Investment term fixed until Maturity - 31 October 2007
Minimum opening investment £100
Minimum balance £100
Maximum investment / balance £1,000,000
Number of accounts per investor 1
Withdrawal notice Not allowed before 31.10.07 except on the death of an account holder, when they will be allowed without charge.
How interest is paid Payment / Transfer/ Credit
When interest is paid Annually - 31.10.06 and 31.10.07
Monthly - after the 15th of each month
Special Conditions
Additional Investments
You can make further investments to an account once it has been opened up to the maximum balance, provided the bond is still open for new investments We will give you a certificate as a record of your investment.
Investment Term and Maturity
You may withdraw your investment on the maturity date. Shortly before maturity we will tell you about the available options and terms for continuing your investment. If we do not receive written instructions from you by the maturity date, we will transfer any funds due on maturity to another fixed rate bond or another account from our current range which we consider to be appropriate.
You can then:
Make further investments into that new fixed rate bond up to the maximum balance for that bond provided the bond is still open to new investments.
Close that new fixed rate bond without interest charge at any time up to 30 November 2007. Any withdrawals after that date will be subject to the conditions of that new account.
How we pay Interest
The interest rate is fixed and we calculate interest on the sum you invest daily from the day after we receive it, up to and including the date of maturity.
We will normally automatically add the interest into your account. However you can have the interest paid direct into your bank account or transferred into an instant access account with us.
http://www.thederbyshire.co.uk/savings_and_investments/longer_term_investments/1_year_fixed_rate_bond.html |
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