| |
Major Site Upgrade in Progress |
 |
|
 |
|
Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
|
|
|
 |
|
 |
|
 Posted: Mon Sep 04, 2006 11:52 pm Post subject: paypal 0% credit card |
 |
|
|
 |
|
 |
|
|
|
|
0% purchases for 6months
0% balance transfer for 6 months
Below is a summary of the key features of the PayPal Credit Card. It is provided for your convenience and does not form part of any agreement with GE Capital Bank Limited. It is not intended to replace any terms and conditions.
Other interest rates Introductory Rate Monthly Rate Annual Rate
Purchases 0% for 6 months 1.020% 12.239%
Cash Transactions N/a 1.737% 20.840%
Balance Transfers 0% for 6 months 1.020% 12.239%
Interest free period Maximum 56 days for purchases if you pay your balance in full and on time. There is no interest free period on Cash Transactions.
Interest charging information The periods over which interest are charged are as follows:
From Until
Purchases Transaction date Repaid in full
Cash Transactions Transaction date Repaid in full
If the full balance outstanding on the statement is paid and credited to the account by the date for payment shown on the statement no interest will be charged.
Allocation of payments We will apply payments we receive to your account in the following order:
1. Insurance Premiums
2. Interest Charges or Fees
3. Balance Transfers
4. Purchases
5. Cash Transactions
6. Buy Now Pay Later Transactions or Optional Interest Transactions
See the ‘Other Financial Information’ section of customer terms and conditions for full details.
Minimum repayment Greater of 3% of outstanding balance or £5 each month.
Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.
Amount of credit Minimum credit limit of £500.00, maximum credit limit subject to status
Fees No annual fee.
Charges Cash Transactions - 2% with a minimum of £2.00
Copies of statements - £3
Overseas transactions - 2.75% (including overseas Cash Transactions).
Balance Transfer fee 2% (minimum £2, maximum £50)
Default charges Late payment fee - £15
Over credit limit fee - £15
Administration fee for returned cheques or direct debits - £15 |
|
|
|
|
|
|
|
cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
|
|
|
|
|
|
|
| Posted: Mon Sep 11, 2006 1:22 pm Post subject: |
|
|
|
|
|
|
|
|
|
|
| £500 credit limit is pretty much useless, |
|
|
|
|
|
|
|
Tabby
Money Saver
Joined: 17 Feb 2005
Posts: 86
Cash Points ££ 341.40
|
|
|
|
|
|
|
| Posted: Fri Oct 13, 2006 5:14 am Post subject: |
|
|
|
|
|
|
|
|
|
|
Who's it run buy ? i.e. is it visa ?
Paypal is pretty poor payment transferer you don't know if later on they will claw cash back ! |
|
|
|
|
|
|
|
Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
|
|
|
|
|
|
|
| Posted: Sun Oct 15, 2006 2:31 am Post subject: |
|
|
|
|
|
|
|
|
|
|
| Tabby wrote: | Who's it run buy ? i.e. is it visa ?
Paypal is pretty poor payment transferer you don't know if later on they will claw cash back ! |
the card is run by MasterCard |
|
|
|
|
|
|
|
cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
|
|
|
|
|
|
|
| Posted: Sun Oct 15, 2006 3:32 am Post subject: |
|
|
|
|
|
|
|
|
|
|
Its rubbish. people are better of getting the mastercard with someone else, as if you get it with paypal, you will find it a lot harder to apply elsewhere for a mastercard !
Try capital one instead. |
|
|
|
|
|
|
 |
Online Finance Tools & Calculators |
 |
| Credit Score Calculator |
Easy to use online Credit Scoring tool - Calculate your credit score now online for FREE ! using the Moneyforums.co.uk credit scoring tool. Also TEN Tips on improving and mainting a good credit rating ! |
|
| Quick Health Calculator |
Easy to use quick health calculator to help you get started on the path to fitness. Calculates your body mass index (BMI). |
|
| "When will I die ?" Calculator |
Calculate when will you die based on your current life style and then more importantly what you can do about extending your lifespan ! |
|
| Mortgage Calculator |
Easy to use online Mortgage calculator tool - Calculate how long it will take to pay off your mortgage and what your monthly repayments will be as well as interest charged per month per each year. |
|
| Savings Calculator |
Use the flexible savings calculator to estimate the amount of interest you would earn given a level of monthly savings, with many optional settings. |
|
| UK Tax Calculator |
Check your tax and NI liability using this easy to use online tool. Outputs, Tax, Ni, Net pay and gross pay on an annual, monthly and weekly basis, also estimates your tax burden and the number of days a year you work for the tax man ! Plus lots of tax saving tips. |
|
|
 |
|
 |
|
Money
Forums Guides |
|
| Credit
Card Stoozing |
The
following guide explains the basics of credit
card stoozing in a step by step basis. |
|
| Discount
Vouchers |
Online
discount vouchers giving upto
50% off in stores such as Dixons,
Tesco, Avon, Currys, Boden and more. Many
of the vouchers are time limited - So check
back regularly |
|
| Money
Saving Guide |
Guide
to saving money on household bills & personal
finances - Start saving thousands of £'s
every year TODAY ! |
|
| Savings
Tree |
A
guide to Savings Accounts, from Cash ISA's to
Regular Savers to Premium Bonds, all explained
in an easy to understand manner. |
|
|
Users
Groups | Profile
| Messages
| FAQ | Sponsers
& Links | Member
list | Recommend this site | Top Money Saving Sitee
© 2004 - 2007 Moneyforums.co.uk / Market Oracle Ltd - Asserts copyright on all topics & posts made on this site. Moneyforums are open forums, and thus posts are NOT endorsed by Moneyforums.co.uk / Market Oracle Ltd . Any and all information provided within the Website is for general information purposes only and nor is or shall be deemed to constitute, financial or other advice. We recommend that independent professional advice is obtained before you purchase any product and/or service. All tools and guides are provided as is for general information purposes only.
|
 |
Website Designed and Mantained by Walsoft.net |
 |
| |
