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Cash Points ££ 15.00
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 Posted: Sat Dec 18, 2004 10:57 am Post subject: Help ! my credit card applications are being refused |
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Following on what Ive read about taking advantage of 0% offers.
Having recently applied for a number of cards, Ive only been approved for 1 (halifax one), all the others have been refused 
My credit historu should be good as Ive never been late in paying.
Help ! |
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Neo
Saving Enthusiast
Joined: 24 Oct 2004
Posts: 147
Cash Points ££ 595.04
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| Posted: Sun Dec 19, 2004 2:45 pm Post subject: |
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Being refused for credit in itself will make it harder for the next application, a string of refusals in a short space of time will mean - no chance.
After your first refusal, you should have stopped applying and started thinkign of ways to up your credit score such as making payments on existing accounts on time.
Another tip is that if you have a current account with no overdraft facility then ask for a small overdraft facility which will help up your credit score even if you don't use it. |
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cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
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| Posted: Mon Dec 20, 2004 6:33 pm Post subject: |
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| Make sure your on the electoral register or that your address details are correct, you can get a free trial for 30 days with experian |
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Guest
Cash Points ££ 15.00
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| Posted: Tue Dec 21, 2004 10:21 pm Post subject: |
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| Thanks ! I'll go for the 30day trial and see what it says. |
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