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Post new topic   This topic is locked: you cannot edit posts or make replies.    UK Money Saving Guides, Tools and Forums Forum Index -> Credit Scoring & Rating
 
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Moneyforums
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PostPosted: Wed Dec 15, 2004 10:28 pm    Post subject: Let us calculate your credit score Reply with quote
Let Moneyforums caclulate your credit score, please answer the questions below by posting a reply to this thread and we will compute your credit score.

Your Post Code =
Your Age =
home telephone (Y/N) =
Marital Status =
Time at current address (years) =
Residential Status =
Time with employer or if unemployed =
Time with Bank (years)=
Do you have existing credit cards (Y/N) =
Do you have an existing current account (Y/N)=
Payments - How often do you miss payments ? =
Do you have any county court judgements within the last 6 years ? =
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louise
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Joined: 17 Oct 2004
Posts: 38

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PostPosted: Wed Jan 12, 2005 10:20 pm    Post subject: Reply with quote
Interesting..., can I email you ?
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jenny
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PostPosted: Mon Jan 24, 2005 10:05 pm    Post subject: Reply with quote
Okay I'll give it a shot

Your Post Code = M5 6RU
Your Age = 25
home telephone (Y/N) = Y
Marital Status = Single
Time at current address (years) = 2
Residential Status = renting
Time with employer or if unemployed = 2
Time with Bank (years)= 5
Do you have existing credit cards (Y/N) = Y
Do you have an existing current account (Y/N)= Y
Payments - How often do you miss payments ? = never
Do you have any county court judgements within the last 6 years ? = No
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Moneyforums
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PostPosted: Tue Jan 25, 2005 12:55 am    Post subject: Reply with quote
Thanks Jenny, been itching to calc someones score Smile

Your credit score is - 729

Your credit score gave an average result. You will be a target for a lot of junk mail from credit card companies but you need to be very careful not to enter into credit agreements which charge higher than you actually qualify for. If you feel that an average credit rating is less than you deserve, than you should check your credit file to ensure all aspects are correctly recorded.
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PostPosted: Fri Mar 04, 2005 11:54 am    Post subject: Reply with quote
Your Post Code = BN31DL
Your Age = 36
home telephone (Y/N) = Y
Marital Status = Single
Time at current address (years) = 6
Residential Status = Homeowner/mortgage
Time with employer or if unemployed = 7
Time with Bank (years)= 12
Do you have existing credit cards (Y/N) = Y (4)
Do you have an existing current account (Y/N)= Y
Payments - How often do you miss payments ? = Never
Do you have any county court judgements within the last 6 years ? = N

Thanks for your time,

Phil
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Moneyforums
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PostPosted: Fri Mar 04, 2005 2:50 pm    Post subject: Reply with quote
Hi Phil

Your credit score is 859 , which is probably as high as one could expect it to be.

You have a good credit rating. In turn this will enable you to have access to a wide range of credit. You need to ensure that you do not lose this valuable credit rating.
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Guest
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PostPosted: Fri Mar 11, 2005 5:31 am    Post subject: Credit Rating Reply with quote
I always thought I had a good credit rating, it'll be interesting to see how I fair..

Your Post Code = CF48 2HN
Your Age = 49
home telephone (Y/N) = Y
Marital Status = Divorced
Time at current address (years) = 12
Residential Status = Owner (Mortgaged)
Time with employer or if unemployed = 24yrs
Time with Bank (years)= 31yrs
Do you have existing credit cards (Y/N) = Y
Do you have an existing current account (Y/N)= Y
Payments - How often do you miss payments ? = Never
Do you have any county court judgements within the last 6 years ? = No

Cheers
Taff
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Moneyforums
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PostPosted: Fri Mar 11, 2005 4:04 pm    Post subject: Reply with quote
Hi Taff

Your credit score is 884, The highest recorded on this website to date Wink.

You have a very good credit rating. In turn this will enable you to have access to a wide range of credit. You need to ensure that you do not lose this valuable credit rating.
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PostPosted: Sat Sep 24, 2005 10:54 pm    Post subject: Reply with quote
Your Post Code =
Your Age = 29
home telephone (Y/N) = Y
Marital Status = Single
Time at current address (years) = <1 yr
Residential Status = rent
Time with employer or if unemployed = 2
Time with Bank (years)= 4
Do you have existing credit cards (Y/N) = y
Do you have an existing current account (Y/N)= y
Payments - How often do you miss payments ? = rarely
Do you have any county court judgements within the last 6 years ? = n
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admin
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Joined: 21 Oct 2004
Posts: 1

Cash Points ££ 15.00

PostPosted: Sun Sep 25, 2005 7:54 pm    Post subject: Reply with quote
Hi guest


Your credit score is 695 .

Your score is below average, though not as low as it could be. You may experience difficulty getting reasonable amounts of credit or find that lenders will only extend credit to you at higher than published 'typical' rates. This rating often applies to people who have recently moved, or who have little experience of credit, or a relatively short track record of repaying credit commitments.
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Guest






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PostPosted: Tue Oct 25, 2005 11:30 pm    Post subject: Reply with quote
Your Post Code = PO6 2RL
Your Age = 24
home telephone (Y/N) = Y
Marital Status = Single
Time at current address (years) = 2yrs, 8 mnths
Residential Status = Living with parents
Time with employer or if unemployed = 3 yrs
Time with Bank (years)= 10 yrs
Do you have existing credit cards (Y/N) = y
Do you have an existing current account (Y/N)= y
Payments - How often do you miss payments ? = never
Do you have any county court judgements within the last 6 years ? = no
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Moneyforums
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PostPosted: Thu Oct 27, 2005 4:31 pm    Post subject: Reply with quote
Anonymous wrote:
Your Post Code = PO6 2RL
Your Age = 24
home telephone (Y/N) = Y
Marital Status = Single
Time at current address (years) = 2yrs, 8 mnths
Residential Status = Living with parents
Time with employer or if unemployed = 3 yrs
Time with Bank (years)= 10 yrs
Do you have existing credit cards (Y/N) = y
Do you have an existing current account (Y/N)= y
Payments - How often do you miss payments ? = never
Do you have any county court judgements within the last 6 years ? = no


YOU credit score is 778 which is just above average, and will ensure that credit at competitive rates is available to you.
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techman
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Joined: 08 Sep 2004
Posts: 106

Cash Points ££ 328.00

PostPosted: Fri Dec 02, 2005 1:02 am    Post subject: Reply with quote
why don't you do an online tester ?
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Moneyforums
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PostPosted: Mon Dec 05, 2005 2:18 am    Post subject: Reply with quote
techman wrote:
why don't you do an online tester ?


Good idea, we will definetly look into it !

Smile
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