| |
Major Site Upgrade in Progress |
 |
|
 |
|
Shahla
Money Managing Guru
Joined: 13 Nov 2004
Posts: 3324
Cash Points ££ 126163.28
|
|
|
 |
|
 |
|
 Posted: Mon Apr 09, 2007 1:02 am Post subject: Getting The Amount of Business Finance You Need |
 |
|
|
 |
|
 |
|
|
|
|
Many small business owners often assume that they will never obtain the amount of money their business needs. That finance can be in the form of a bank loan a commercial mortgage or business bridging finance.
The business owner may wish to purchase a premise and need a large high loan to value (LTV) commercial mortgage. Or perhaps needs a temporary loan over say a 12 months on a property until it is rebuilt and refurbished so it can be sold at a profit.
The business owner may typically wish to purchase a guest house, restaurant, industrial unit, bakery, shop, shop with flat, pub, take away, café, hotel, leisure centre and financial outlet. All these businesses are able to obtain finance if they match the client’s circumstances correctly to be purchased via business finance or by refinancing existing assets.
Business lending has evolved to be more flexible and accommodating over the last few years. Lenders have started to take a more open view on lending and lending criteria is more open-minded. There have been some new specialist lenders who have come into the market with a view to give new lending features which would accommodate a lot of potential business owners including high loan to value up to 85% for the mortgage, adverse credit history, self cert, no accounts, no previous trading history, start-ups and minimum paperwork requirements. These loans can often be authorised in days.
Due to the complexity, risk and number of business lenders available within the UK it would be wise to get a suitable business finance broker to assist you with your lending requirements. A business mortgage should be regarded as an asset so making sure it is the right one for the business is essential in order to maximum return on the business owner’s investment.
Amicable Mortgage Services
http://www.MortgageHome.co.uk/
0800 781 0414 |
|
|
|
|
|
|
 |
Online Finance Tools & Calculators |
 |
| Credit Score Calculator |
Easy to use online Credit Scoring tool - Calculate your credit score now online for FREE ! using the Moneyforums.co.uk credit scoring tool. Also TEN Tips on improving and mainting a good credit rating ! |
|
| Quick Health Calculator |
Easy to use quick health calculator to help you get started on the path to fitness. Calculates your body mass index (BMI). |
|
| "When will I die ?" Calculator |
Calculate when will you die based on your current life style and then more importantly what you can do about extending your lifespan ! |
|
| Mortgage Calculator |
Easy to use online Mortgage calculator tool - Calculate how long it will take to pay off your mortgage and what your monthly repayments will be as well as interest charged per month per each year. |
|
| Savings Calculator |
Use the flexible savings calculator to estimate the amount of interest you would earn given a level of monthly savings, with many optional settings. |
|
| UK Tax Calculator |
Check your tax and NI liability using this easy to use online tool. Outputs, Tax, Ni, Net pay and gross pay on an annual, monthly and weekly basis, also estimates your tax burden and the number of days a year you work for the tax man ! Plus lots of tax saving tips. |
|
|
 |
|
 |
|
Money
Forums Guides |
|
| Credit
Card Stoozing |
The
following guide explains the basics of credit
card stoozing in a step by step basis. |
|
| Discount
Vouchers |
Online
discount vouchers giving upto
50% off in stores such as Dixons,
Tesco, Avon, Currys, Boden and more. Many
of the vouchers are time limited - So check
back regularly |
|
| Money
Saving Guide |
Guide
to saving money on household bills & personal
finances - Start saving thousands of £'s
every year TODAY ! |
|
| Savings
Tree |
A
guide to Savings Accounts, from Cash ISA's to
Regular Savers to Premium Bonds, all explained
in an easy to understand manner. |
|
|
Users
Groups | Profile
| Messages
| FAQ | Sponsers
& Links | Member
list | Recommend this site | Top Money Saving Sitee
© 2004 - 2007 Moneyforums.co.uk / Market Oracle Ltd - Asserts copyright on all topics & posts made on this site. Moneyforums are open forums, and thus posts are NOT endorsed by Moneyforums.co.uk / Market Oracle Ltd . Any and all information provided within the Website is for general information purposes only and nor is or shall be deemed to constitute, financial or other advice. We recommend that independent professional advice is obtained before you purchase any product and/or service. All tools and guides are provided as is for general information purposes only.
|
|
|
