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cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
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 Posted: Sun Nov 26, 2006 6:37 am Post subject: Marks and Spencer 3.9% for Life balance transfer ! |
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Looks like a very good card for transfer of long term debt to
Summary of the specs as per their website -
Enjoy 0% interest on all shopping everywhere for 12 months from date of account opening
Earn &MORE points on every card spend to treat yourself at M&S
Fee free balance transfers at just 3.9% p.a. for the life of the balance (transferred within 6 months of account opening)
Save up to 10% on millions of holidays in addition to any tour operator discounts available with our exclusive Travel Club
0% interest for 2 years on M&S furniture purchases instore over £1,000
Typical 16.9% APR variable
I looked into the T&C to see if theres a fee and there is NO BT fee !!!
Transfer any balance and pay just 3.9% p.a. for life (with no balance transfer fee to pay)
Transfer any current credit card and store card balances from another provider to your &MORE Credit Card within the first six months of opening the account, and we’ll fix the interest rate at just 3.9%p.a. Not just for six or 12 months. We’ll fix it at 3.9%p.a. for however long you need to clear that balance. Which means there’s no need to ever move your balance again.
Best of all, unlike most other providers, we won’t charge you a balance transfer fee when you do transfer to your &MORE Credit Card.
Transfer any existing balances to your &MORE Credit Card free of charge. Apply today online.
This is an excellant BT for life card ! |
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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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| Posted: Fri Jan 05, 2007 5:55 am Post subject: |
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HSBC Mastercard. 0% for 15 months there maybe a fee, depending on how good you are at negotiating over the phone  |
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