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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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 Posted: Mon Sep 25, 2006 10:24 pm Post subject: Ruffler Bank 6.14% 3 year fixed bond ! |
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Sugarbabe
Beginning Saver
Joined: 19 Jun 2006
Posts: 49
Cash Points ££ 1027.04
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| Posted: Mon Sep 25, 2006 11:05 pm Post subject: |
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Hi Sarah
those are the gross AER rates, the actual rates are a little lower.
Also I was doing some research and found this about Ruffler bank account opening experience -
I invested some money with them about six months ago. Sent my application form and cheque through the post but heard nothing from them for 10 days.
Rang them up and they said they hadn't recieved my application.
Got really worried, cancelled the cheque and then two days later rang me back and told me they had recieved it. They were very apologetic so I sent them another cheque and all seemed fine until I recieved my quarterly statement which showed that my initial investment was £5000 less than what I'd actually invested!
When I rang them they were insistant that this was the amount they received.
I was seriously angry by now so I had to send them my bank statement as proof.
They did accept that I was right but I don't think I will be bothering with them again. |
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birdie
Newbie
Joined: 04 Apr 2005
Posts: 15
Cash Points ££ 197.56
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| Posted: Mon Oct 16, 2006 12:10 am Post subject: |
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Thats a fantastic rate ! highest Ive seen is 5.6%. But is this bank safe ?
Given the above post ? |
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ladybug
Newbie
Joined: 04 Jun 2006
Posts: 12
Cash Points ££ 245.66
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| Posted: Fri Oct 20, 2006 6:40 am Post subject: |
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| birdie wrote: | Thats a fantastic rate ! highest Ive seen is 5.6%. But is this bank safe ?
Given the above post ? |
Yeh ! Especially since United Trust bank have cut theres to 5.5%, 6% !!! Is a very good rate ! |
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Quinn
Saving Enthusiast
Joined: 06 Feb 2005
Posts: 181
Cash Points ££ 2817.02
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| Posted: Tue Oct 24, 2006 1:05 pm Post subject: |
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| Interest rates are likely to rise in November, you might as wait until 1st December now, when that rate rise will show in fixed rates |
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housebuyer
Money Saver
Joined: 02 May 2005
Posts: 81
Cash Points ££ 2815.22
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| Posted: Thu Oct 26, 2006 4:47 pm Post subject: |
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How can ruffler afford to pay a rate much higher than othr banks ?
Are they safe ?
Whats the chances they go bust like what Barings did a while back ?
Seems odd they are giving 6.14% when others are offering 5.5% |
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