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housebuyer
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Joined: 02 May 2005
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 Posted: Sun Aug 06, 2006 3:35 pm Post subject: UK House price Crash Charts |
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Heres some current charts on the UK housing market
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Sarah
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| Posted: Sun Aug 06, 2006 3:38 pm Post subject: |
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Thanks for those useful graphs housebuyer 
Lookign at the year on year gains, the trend definetely looks lower with corrective rallies, so the recent rise in interest rates is likely to resume the downtrend into negative growth i.e. falling house prices |
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housebuyer
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| Posted: Sun Aug 06, 2006 7:04 pm Post subject: |
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Heres the graphs again from 1985
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Robbie
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| Posted: Sat Aug 12, 2006 1:38 pm Post subject: |
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| Thanks for the charts, very informative ! |
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Phillipa
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| Posted: Sat Sep 16, 2006 4:28 pm Post subject: |
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| The base rate chart looks interesting, suggesting a new uptrend is underway pointing to much higher interest rates well above 5% ! |
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housebuyer
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| Posted: Sat Sep 16, 2006 4:37 pm Post subject: |
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| Phillipa wrote: | | The base rate chart looks interesting, suggesting a new uptrend is underway pointing to much higher interest rates well above 5% ! |
Yeh, to me they are pointing to at least 6% and may even go as high as 7% ! |
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Duckie
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| Posted: Mon Oct 02, 2006 7:25 pm Post subject: |
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| The interest rate chart looks very scary, should shock someone looking to mortgage up! clearly 4.75% IS a low interest rate, instead of cuts, raises are much more likely, imagien what would happen with 15% rates ! |
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housebuyer
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| Posted: Fri Oct 06, 2006 4:23 am Post subject: |
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| They may not have risen this week, but the europeans did raise their rates and the US is also looking to raise further |
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Sarah
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| Posted: Sun Oct 15, 2006 2:33 am Post subject: |
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| housebuyer wrote: | | They may not have risen this week, but the europeans did raise their rates and the US is also looking to raise further |
The money markets have priced in 2 rises, so at the least novembers rate rise looks assured |
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birdie
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| Posted: Mon Oct 16, 2006 12:05 am Post subject: |
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I presume that the mortgage lenders follow the money market rates ?
Hence would they not already have upped the mortgage interest payments in anticipation of a rates rise ? |
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Sarah
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| Posted: Thu Oct 19, 2006 8:14 pm Post subject: |
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| birdie wrote: | I presume that the mortgage lenders follow the money market rates ?
Hence would they not already have upped the mortgage interest payments in anticipation of a rates rise ? |
The mortgages tend to track the base rate more closely than the money market rates
Mortgage / Base rates
Money Market rates
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housebuyer
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| Posted: Thu Oct 26, 2006 4:42 pm Post subject: |
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A new way of viewing house prices
It compares the level of interest rates with earnings and house prices, rather than comparing earnings to prices. It points towards strong price growth next year |
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JayJay
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| Posted: Sat Oct 28, 2006 3:23 am Post subject: |
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| Yes, that would explain why house prices have risen over the last few years when many have expected them to fall |
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housebuyer
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| Posted: Mon Oct 30, 2006 8:09 am Post subject: |
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I tell u its crazy ! CRAZY !!!!
Look the USA is falling ! and their house prices are half ours ! and they are falling !!!
The UK housing market IS headed for a bust ! Sooner rather than later, it just cannot keep defying gravity for ever ! |
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Phillipa
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