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Mooney
Newbie
Joined: 20 Mar 2005
Posts: 14
Cash Points ££ 203.34
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 Posted: Thu Apr 20, 2006 2:06 pm Post subject: Egg 0% anniversary offer |
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Hi
Its my egg anniversary this month and I don't have a card to transfer to, is it possible to transfer the money to my bank account ? |
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Myopinion
Stranger
Joined: 04 Apr 2005
Posts: 10
Cash Points ££ 153.14
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| Posted: Thu Apr 20, 2006 2:09 pm Post subject: Re: Egg 0% anniversary offer |
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| Mooney wrote: | Hi
Its my egg anniversary this month and I don't have a card to transfer to, is it possible to transfer the money to my bank account ? |
Yes you can do the transfer online, go to the balance transfer section on the egg site,and you will get an option to transfer to a bank account.
Though you may be charged a capped fee. |
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Deborah
Veteran Investor
Joined: 12 Jul 2004
Posts: 418
Cash Points ££ 1730.36
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| Posted: Thu Apr 20, 2006 10:42 pm Post subject: |
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| Yes, by phone or online... why not send them a message online if they will charge a fee or not ? |
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cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
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| Posted: Mon Apr 24, 2006 1:20 pm Post subject: |
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| The Fees have just gone up, double check the amount you will be charged and if its capped or not before you transfer ! |
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Lucky
Newbie
Joined: 13 May 2006
Posts: 22
Cash Points ££ 512.86
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| Posted: Mon Jun 05, 2006 4:23 pm Post subject: |
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Thanks
I am going to confirm it with them before I balance transfer if the fee is capped or uncapped |
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Flash
Stranger
Joined: 06 Feb 2005
Posts: 8
Cash Points ££ 140.80
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| Posted: Fri Jun 09, 2006 1:41 am Post subject: |
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| I'm giving my anniversary offer a miss this year, this uncapped fee has made it unviable |
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Dshepard
Beginning Saver
Joined: 28 Feb 2005
Posts: 29
Cash Points ££ 381.46
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| Posted: Mon Jun 26, 2006 12:36 am Post subject: |
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| used to be able to do multiple transfers to different cards, now ALL would be hit by the 2.5% fee. Which on 5months implies an interest rate of 6% !! So no longer of much use as a 0% deal. |
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Sarah
Money Manager
Joined: 16 Jul 2004
Posts: 831
Cash Points ££ 12024.38
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| Posted: Sun Jul 09, 2006 5:59 pm Post subject: |
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| the anniversary offer is still good for people with rotating debt as likely the debt will cost you less than a third of the rate you would already be paying. |
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cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
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| Posted: Sun Oct 15, 2006 3:38 am Post subject: |
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| Sarah wrote: | | the anniversary offer is still good for people with rotating debt as likely the debt will cost you less than a third of the rate you would already be paying. |
Yeh sarah, 2.5% for 6 months equates to 5% for 12 months and the loans are running at 9% upwards ! So worth it for people with real debt |
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Chriscross
Newbie
Joined: 08 Mar 2005
Posts: 12
Cash Points ££ 139.56
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| Posted: Mon Oct 16, 2006 3:03 am Post subject: |
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| I have an egg card, but am now aware of the anniversary offer, can someone please explain it to me ? |
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cardjunkie
Professional Investor
Joined: 24 Jul 2004
Posts: 311
Cash Points ££ 2248.20
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| Posted: Thu Oct 19, 2006 9:23 pm Post subject: |
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| Chriscross wrote: | | I have an egg card, but am now aware of the anniversary offer, can someone please explain it to me ? |
Heres stuff from the egg website -
Get an introductory offer that goes on and on
Take out an Egg Card and you'll get 0% interest on balance transfers until 1 April 2007. For each balance transfer made you will pay a handling fee of 2.5%. You'll also get 0% on new purchases until 1 April 2007. From 2 April 2007 you'll pay your then current standard variable rate on purchases and balance transfers. Then, in the anniversary month your account was opened:
For applications made after 1 January 2006, you'll get our 0% offer again for up to five months on balances transferred in the anniversary month every year until 2008 - guaranteed.
For applications made between 1 January 2005 and 31 December 2005, you'll get our 0% offer again for up to five months on balances transferred in the anniversary month every year until 2007 - guaranteed.
For applications made between 1 January 2004 and 31 December 2004, you'll get our 0% offer again for up to five months on balances transferred in the anniversary month every year until 2006. And that's guaranteed too. |
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JayJay
Newbie
Joined: 25 Oct 2006
Posts: 18
Cash Points ££ 333.60
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| Posted: Wed Oct 25, 2006 2:54 am Post subject: |
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Thanks !
i want to gett into this stoozing business and will make this egg card my first attempt !
Will let you know how it goes
Cheers ! |
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